APPRAISALS

An appraisal is a document assigning value to an article of jewelry, usually for insurance purposes. Our appraisals value items for Retail Replacement Cost.

    Procedure for Appraisal:

  • We will inspect each piece for areas that may need repair prior to the appraisal.
  • We then clean each piece thoroughly in order to correctly grade and identify stones.
  • Every aspect of the piece of jewelry is then inspected and documented. This includes size, estimated weight, color, and clarity of all stones, metal karatage, and quality of construction and stone setting.
  • Your jewelry is then photographed and the enlarged photograph is included on the appraisal form.
  • Appropriate Retail Replacement Cost will be determined and documented, using an industry accepted national database.
  • A cover sheet will explain the appraisal including its purpose and grading system used.

We generally only need to have your jewelry approximately 24 hours in order to take all measurements necessary. The appraisal documents may take longer, in order to complete the necessary market research.

We recommend that appraisals be reviewed and updated every 2 years.

Our Insurance Agency provides Personal Jewelry Insurance to our customers.
Please contact us for details at 805-494-3500.


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